Bankruptcy Loans in Every Province & Territory
Consumer credit is regulated region by region, so costs and rules vary from coast to coast — and so do the protections for borrowers in or after insolvency. Pick your province or territory to see local fee caps, eligibility, and the cities we serve.
13 Provinces & Territories Covered
Every region page sets out the maximum cost of borrowing, the local regulator, and links to city-level details.
Ontario
Maximum $15 per $100 borrowed under the Payday Loans Act.
Explore 42 citiesQuebec
Interest is capped at 35% APR, which effectively limits traditional payday lending.
Explore 19 citiesBritish Columbia
Maximum $15 per $100 borrowed under the Business Practices and Consumer Protection Act.
Explore 19 citiesAlberta
Maximum $15 per $100 borrowed with instalment repayment options.
Explore 10 citiesManitoba
Maximum $17 per $100 borrowed on the first loan advance.
Explore 1 citiesSaskatchewan
Maximum $17 per $100 borrowed under The Payday Loans Act.
Explore 2 citiesNova Scotia
Maximum $15 per $100 borrowed as set by the UARB.
Explore 2 citiesNew Brunswick
Maximum $15 per $100 borrowed under the Cost of Credit Disclosure and Payday Loans Act.
Explore 3 citiesNewfoundland and Labrador
Maximum $14 per $100 borrowed under provincial payday lending regulations.
Explore 1 citiesPrince Edward Island
Maximum $25 per $100 borrowed, among the highest permitted caps in Canada.
Explore 0 citiesYukon
Maximum $17 per $100 borrowed under Yukon consumer protection rules.
Explore 0 citiesNunavut
No dedicated payday loan cap; the federal criminal interest rate applies.
Explore 0 citiesNorthwest Territories
No dedicated payday loan cap; the federal criminal interest rate applies.
Explore 0 citiesReady when you are
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