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Ontario — Loan Hub

Loans in Ontario — Fair, Smart, Flexible

Ontario residents can compare every loan type FiveSix offers. Choose your city to see local lenders and loan options.

7 loan types compared
Licensed lenders only
Interac e-Transfer
Free to use

Free to use · No obligation · Licensed lenders only

Loan Types in Ontario

Every Loan Option in Ontario

Each product has its own Ontario page with local eligibility, rules, and application — and every one of them considers borrowers in or after a bankruptcy or consumer proposal. Payday loans are provincially regulated; installment, bad-credit, and car loans are private lending under the federal criminal-rate cap.

Payday Loans for Bankruptcy in Ontario

$100–$1,500

Short-term, single-payment loans for Ontario residents — licensed lenders who consider a bankruptcy, with fast e-Transfer funding.

Provincially regulatedView Payday Loans for Bankruptcy in Ontario →

Bad Credit Loans for Bankruptcy in Ontario

$500–$5,000

Private installment lending in Ontario — fixed monthly payments under the federal criminal rate, bankruptcy welcome.

≤ 35% APR · installmentsView Bad Credit Loans for Bankruptcy in Ontario →

No Credit Loans for Bankruptcy in Ontario

$500–$5,000

Private installment lending in Ontario — fixed monthly payments under the federal criminal rate, bankruptcy welcome.

≤ 35% APR · installmentsView No Credit Loans for Bankruptcy in Ontario →

No Credit Check Loans for Bankruptcy in Ontario

$500–$5,000

Private installment lending in Ontario — fixed monthly payments under the federal criminal rate, bankruptcy welcome.

≤ 35% APR · installmentsView No Credit Check Loans for Bankruptcy in Ontario →

Installment Loans for Bankruptcy in Ontario

$1,000–$15,000

Private installment lending in Ontario — fixed monthly payments under the federal criminal rate, bankruptcy welcome.

≤ 35% APR · installmentsView Installment Loans for Bankruptcy in Ontario →

e-Transfer Loans for Bankruptcy in Ontario

$100–$1,500

Short-term, single-payment loans for Ontario residents — licensed lenders who consider a bankruptcy, with fast e-Transfer funding.

Provincially regulatedView e-Transfer Loans for Bankruptcy in Ontario →

Car Loans for Bankruptcy in Ontario

$1,000–$50,000

Private installment lending in Ontario — fixed monthly payments under the federal criminal rate, bankruptcy welcome.

≤ 35% APR · installmentsView Car Loans for Bankruptcy in Ontario →

How to compare loans in Ontario

One free request is matched with licensed lenders serving Ontario. No paperwork, no faxing, no branch visit.

Get started →How it works →
  1. Choose a loan type

    Pick the loan type that fits — each has its own Ontario page with local rules.

  2. Send one request

    Complete a short, secure online form with your details and income.

  3. Review your offer

    See the full cost under Ontario's rules before you decide. No obligation.

  4. Get funded

    Once you accept and sign, funds are sent by Interac e-Transfer.

Situations

Loans in Ontario: Situations We Cover

Every borrower's situation is different. Here is how loans in Ontario are matched to yours.

By Credit Situation

Loans in Ontario look at the whole picture, bankruptcy included. They accommodate situations such as: Bad credit, No credit history, No credit check, Poor credit, After a consumer proposal, and After bankruptcy. Income and account behaviour matter more than the insolvency on your file.

By Speed & Availability

Loans in Ontario are designed for a quick turnaround. You can select from: Instant approval, Same-day funding, 100% online, and Available 24/7. Answers often come back in minutes, no matter the hour.

By Payout Method

You receive the money the modern, familiar way. Funds can arrive via: Interac e-Transfer and Direct deposit. There is no branch trip and no clearing delay — it lands straight in.

By Application Type

It is a paperless, remote application. This includes: No faxing and Minimal documents. Everything is submitted online, nothing by post.

By Income Source

Income from work, benefits, or self-employment all count in Ontario. That spans: Employed, Self-employed, Government benefits, ODSP income, and AISH income. Regular deposits outweigh the nature of the work.

By Purpose

Loans are sought for one pressing purpose. That covers: Emergency cash, Car repairs, and Rent & bills. It is a short-lived cost, not a permanent obligation.

By Term

The loan term can be shaped around your budget. Including: Short-term and Installment. Choose shorter to save overall, or longer for smaller payments.

Your easy way to compare loans in Ontario

Compare licensed lenders · Apply online in minutes · Fast e-Transfer funding.

From the blog

Loan guides

In-depth guides to each loan type — how they work, what they cost, and how to apply.

7 min read

Can I Get a Loan While Still Undischarged Bankrupt in Canada?

Borrowing during an active bankruptcy is possible but comes with legal duties. Here is how it works, what you must tell lenders, and when waiting is the smarter move.

Read the guide →
7 min read

How Soon After Bankruptcy Can I Get a Loan in Canada?

Your discharge changes what lenders see and how much you pay. Here is what becomes possible once the bankruptcy closes — and how to get approved faster.

Read the guide →
8 min read

Bankruptcy or Consumer Proposal: Which Should You Choose?

A consumer proposal and a bankruptcy both deal with unmanageable debt — but they affect your credit and your borrowing differently. Here is how to weigh them.

Read the guide →
7 min read

What Does Insolvency Mean — and How Do You Know You’re There?

Insolvency is a legal state, not a moral failing. These are the signs you are in it, and the options that run from budgeting all the way to a formal filing.

Read the guide →
8 min read

Rebuilding Credit After Bankruptcy in Canada: What Actually Works

Rebuilding after insolvency is a repeatable process, not luck. Here is the order of operations that actually moves your credit file forward.

Read the guide →
6 min read

Emergency Loans While in Bankruptcy: What’s Realistic in Canada

When an emergency hits mid-bankruptcy, the options are narrower and the rules matter more. Here is a straight assessment of what is realistic.

Read the guide →
7 min read

Getting a Car Loan After Bankruptcy in Canada

Because a car loan is secured by the vehicle, it is often the most attainable financing after a bankruptcy — and one of the best ways to rebuild.

Read the guide →
6 min read

E-Transfer Loans After Bankruptcy: Same-Day Funding Explained

When an expense cannot wait, an e-Transfer loan can land funds in minutes. Here is how the process works after a bankruptcy, and the fine print that matters.

Read the guide →
7 min read

Which Debts Survive a Bankruptcy Discharge in Canada?

Bankruptcy wipes out most unsecured debt, but some obligations survive. Knowing which is which protects your fresh start — and your next loan.

Read the guide →