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Free Application

Start Your Loan Application

Complete one secure request and we will match you with licensed lenders serving your province who consider borrowers in or after bankruptcy. Checking your options is always free, with no obligation to accept.

What Happens Next

The short form asks for what lenders need to decide — how much you want to borrow, who you are, and how you are paid. We share it only with lenders that serve your province and consider insolvency histories.

  • Takes only a few minutes
  • Matched with several licensed lenders
  • Free, with no obligation
  • Encrypted and secure

Borrow responsibly. Take on only what you can repay on schedule, and review the full cost of borrowing before you sign.

Step 1 of 4 · HELOC25%

Borrow against your home's equity

A home equity line of credit — rates far below unsecured credit, and you pay interest only on what you use. A specialist reviews your situation with you.

A HELOC specialist will review your home's value, your remaining mortgage, and your goals with you before anything is signed. Have your most recent mortgage statement handy if you can.

256-bit encrypted · Checking your options does not affect your credit score.