A Fresh Start Deserves Clear Options.
FiveSix was built for Canadians rebuilding after a bankruptcy, a consumer proposal, or a run of bad credit — one free request, matched with licensed lenders, and the plain-language guidance to decide without regret.
Referrals built for people rebuilding
Helping Canadians reach licensed lenders since 2012.
FiveSix started from one frustrating truth: after a bankruptcy or a consumer proposal, Canadians found the doors to credit mostly shut — and the few they could open came with terms nobody explained. We set out to replace that scramble with one free request, matched against a network of licensed lenders who assess income rather than a damaged file.
Today we cover every province and territory, introducing borrowers in or after insolvency to regulated lenders while publishing clear, jargon-free guides to how bankruptcy loans really work. We never lend the money ourselves — our job is matching, honesty, and education.
The values behind our work
Education First
We spell out what borrowing truly costs and the risks involved, so nobody signs in a hurry — least of all while rebuilding.
Licensed Partners
Every lender we work with operates within provincial and federal rules, including the federal interest-rate cap.
Responsible Lending
We encourage borrowing only what you can repay on time — never as a way to paper over debt you are already dealing with.
Transparency
Fees, terms, and the fact that we are a referral service are never hidden.
People Over Profit
We would rather you walk away from a loan you cannot afford than regret one you took on a fresh start.
Coast-to-Coast
From the Yukon to Newfoundland, we serve Canadians in every corner of the country — in every insolvency situation.
13
Provinces & territories covered
2012
Guiding Canadians since
100%
Free for every borrower
Ready when you are
One free, secure request is matched with licensed Canadian lenders who consider bankruptcy and consumer proposals. Reviewing offers comes with no cost and no obligation.